The "Banking" Concept of Education Explored

In: English and Literature

Submitted By Krohlos1
Words 1243
Pages 5
Thomas Krohl Essay #1: Final Draft

What is the key ingredient of a good education? Education itself is undoubtedly an important component of success. So important that frequently students graduate college with debt the size of mortgages. But is it a quality education; and what dictates a quality education? Paulo Freire, a Brazilian ideologist believes he knows. He asserts that a solid education can easily be acquired if students and teachers have a strong relationship. One in which questions and conversation can flow freely. In our educational system today however, this is not always the case.
There is a method of teaching occurring in almost every school in the nation where the teachers play the role of the ‘all-knowing.’ This teacher prefers to force-feed information to students whose only job is to take detailed notes on everything the teacher is saying. No questions or differing opinions are allowed. Freire, coined this student-teacher phenomena ‘Banking Education.’ He thoroughly investigated this in a published essay he called “The ‘Banking’ Concept of Education”. His essay attempts to bring to light the flaws in our traditional education system and offer a potential solution. He writes, “Education thus becomes an act of depositing, in which the students are the depositories and the teacher is the depositor. Instead of communicating, the teacher issues communiques and makes deposits which the students patiently receive, memorize, and repeat. This is the ‘banking’ concept of education, in which the scope of action allowed to the students extends only as far as receiving, filing, and storing the deposits (216).”
The banking teaching method outlined by Freire reminded me of my Chemistry lessons back in high school. My classroom was filled with roughly 20 students. The desks were aligned in four rows of five which were pointed directly toward a…...

Similar Documents

Understanding Paulo Freire’s “the Banking Concept of Education”

...English 106 27 January 2013 Understanding Paulo Freire’s “The Banking Concept of Education” In Paulo Freire's essay, "The Banking Concept of Education" he explains his view of the education system, and the faults within it. Freire describes how the teacher-student relationship is an important concept when overcoming oppression. Freire believes teachers and students need to constantly work together beginning to develop the knowledge and consciousness that is necessary to overcoming oppression. There are various methods which can be used to overcome these obstacles associated with the teaching of education. They are the banking method and the problem-posing education method. Freire explains the majority of the education system as being a "banking" education, he explains to be the wrong method. The "banking" education concept is described as a negative way to educate; “teachers present a subject to their students they also present a point of view in that subject.” (Freire p ) Teachers assume students are passive, take all control, enforce their opinions; determine what will be learned, and "force-feed" information to students. The world is seen as static. Students are encouraged to "fit in to" the world as it is. Banking encourages students to accept the world as it is, separates the learner and the learner's consciousness from the world, and so contributes to oppression. Freire refers to the “Banking Concept” as a metaphor that teachers see students as a bank......

Words: 401 - Pages: 2

Banking Concept of Education

...Banking Concept of Education Philosopher and educator Paulo Freire once said, “Education either functions as an instrument which is used to facilitate integration of the younger generation into the logic of the present system and bring about conformity or it becomes the practice of freedom, the means by which men and women deal critically and creatively with reality and discover how to participate in the transformation of their world.” In Freire’s work of “the Banking Concept of Concept”, he describes how the education system is failing to help student find success in the real world as well as it provides a framework for the “teachers” to oppress the “students” through the distribution of power. The “banking Concept of Education” describes a system of education in which the teacher’s main goal is to fill their students head with information, much like making a “deposit” at a bank, from which the student are expected to memorize and retain this information such as a bank holds money, ““Education thus becomes an act of depositing, in which the students are the depositories and the teacher is the depositor”. (Freire 2) Evidence in Freire’s work states, “His (teacher) task is to "fill" the students with the contents of his narration—contents which are detached from reality.” (Freire 2) Another point being made in Freire’s writing from this quote is that the information that the students are learning will not help them in the real world. From this the concept of the oppressors......

Words: 671 - Pages: 3


...A PROJECT REPORT ON FINANCIAL SERVICES OF BANKS Submitted to University of Mumbai in Partial fulfillment Of the requirement of the Degree of B.Com ³BANKING & INSURANCE´ Under guidance of PROF. RUEEN PATEL VPM¶S K.G Joshi College of Arts N.G Bedekar College of Commerce Thane (E) Academic Year: 2010-11 BYJEMINI.J.PATIL ACKNOWLEDGEMENT In completing this project I am deeply conscious of my debt to all those, without whose warm support, enragement & guidance this project was not possible to complete. I am specially greatful to Prof Rueen Patel my guide to this project, She actually gave the life to this project and guidance of my parents & friends this project took shape. They also provided me much needed criticism & encouragement. Jemini Patil DECLARATION I am Jemini J. Patil studying in T.Y.Banking & Insurance hereby declare that I have done a project on ³Financial Services provided by Banks´. As required by the university rules, I state that the work presented in this thesis is original in nature and to the best my knowledge, has not been submitted so far to any other university. Whenever references have been made to the work of others, it is clearly indicated in the sources of information in references. Student (Jemini. J. Patil) Place: Thane Date: October, 2010 EXECUTIVE SUMMARY Banks are the Financial Institution which satisfies the individual & group goals with proper systems of rules, regulations, policies, services, procedures &......

Words: 11527 - Pages: 47

The Banking Concept of Education

...The “Banking” Concept of Education In Paulo Freire’s essay “The ‘Banking’ Concept of Education, Freire allows us to have a look inside his thoughts on his current education system. Even though this essay wasn’t written for our time period, it still is very applicable to our education system today. Every student can probably say they have had one teacher that treats them like an object, and makes it their mission to stuff as much information into them in one hour as they can. This system is known to be the Banking System. Freire’s definition of the banking system is, “In which the scope of action allowed to the students extends only as far as receiving, filing, and storing the deposits [made by teachers]” (p. 318). This is a system where the information isn’t put into use by the students and they cannot learn to their best ability because of the lack of creativity and communication in the learning process. Freire would say that the student’s agency (ability to act) would be rather low in this system. The students are somewhat useless after this system is used on them because they won’t retain and apply the information to their lives in the future. In this system, the teacher thinks of themselves of having complete dominance over the students in power and knowledge; this leaves the students dehumanized and less willing to engage in learning or asking questions to help them understand the information. The teachers are also looked at as oppressors to the students,......

Words: 1134 - Pages: 5


...changed a lot since economic reforms of 1991. These changes came due to LPG, i.e. liberalization, privatization and globalization policy being followed by GOI. Since then most traditional and outdated concepts, practices, procedures and methods of banking have changed significantly. Today, banks in India have become more customer-focused and service-oriented than they were before 1991. They now also give a lot of importance to their rural customers. They are even willing ready to help them and serve regularly the banking needs of country-side India. The following points briefly highlight the changing role of banks in India. 1. Better Customer Service Before 1991, the overall service of banks in India was very poor. There were very long queues (lines) to receive payment for cheques and to depositmoney. In those days, some bank staffs were very rude to their customers. However, all this changed remarkably after Indian economic reforms of 1991. Banks in India have now become very customer and service focus. Their service has become quick, efficient and customer-friendly. This positive change is mostly due to rising competition from new private banks and initiation of Ombudsman Scheme by RBI. 2. Mobile Banking Under mobile banking service, customers can easily carry out major banking transactions by simply using their cell phones or mobiles. Here, first a customer needs to activate this service by contacting his bank. Generally, bank officer asks the customer to fill a......

Words: 4913 - Pages: 20

Reflection on Freire's Banking Concept of Education

...Gen Wang Verdie Culbreath College Writing June 29, 2013 Freirean Interpretation of My Partner’s Story In the essay “The “Banking” Concept of Education”, Paulo Freire reviews the dominant and popular concept of education, the “banking” model of education. In this approach to education, students are only able to listen to the teacher and memorize what teacher says, including facts, formulas, disciplines, etc. They do what the teacher requires, without question. In this relationship, students and teachers are not equal. The teacher is the person who dominates the entire class and has absolute authority. The students are the audience – they cannot have their own opinions but recenive their teachers’ “narration.” It is not difficult to imagine the scene: students like bank accounts and teachers “deposit” knowledge in these accounts, whether the students are willing or not. This is how Freire describes the “banking” model of education. In the following paragraph, I’m going to further discuss “banking” education according to my partner Yang’s experience. In today’s China, the “banking” model of education is a phenomenon. One can observe it almost in every school, no matter what kind of school. They all operate in the same mode: teachers elaborate how to solve typical problems to their students and leave them a lot of homework, then check their homework and help them to correct their errors. Everything is proposed by the teacher, and students are discouraged from thinking......

Words: 1391 - Pages: 6


... 1. Introduction As a Corporate Citizen business organizations have to prove their accountability to the society associated with the profit maximization motive to preserve the prolonged existence of the corporate image. This social concern has given the birth of corporate social responsibility (CSR). While the concept of CSR is widely accepted, there is no single, universally accepted definition of CSR. Generally, it refers to business decision-making linked to ethical values, compliance with legal instruments, and respect for people, communities and the environment. CSR has been defined as “the integration of business operations and values whereby the interests of all stakeholders, including customer, employees, investors and the environment are reflected in the organization’ polices and actions” (Smith,2002). An international survey of corporate sustainability reporting conducted by KPMG in 2002 found that 45%of the world’s largest 250 companies now produce environmental and social reports, up from 35% in 2000. This survey shows how much disclosure of CSR is expanded. The companies have to satisfy the divergent number of stakeholders, the credible relationship is created through CSR reporting. It improves communication with the community and other stakeholders (Anand, 2002) and results in competitive advantage (King, 2002). CSR through ensuring better and safe working environment, elimination ofcorruption, focusing of human rights and environmental sustainability are......

Words: 2201 - Pages: 9


...Lichtenstein & Williamson: Consumer Adoption of Internet Banking UNDERSTANDING CONSUMER ADOPTION OF INTERNET BANKING: AN INTERPRETIVE STUDY IN THE AUSTRALIAN BANKING CONTEXT Sharman Lichtenstein Deakin University, Australia Kirsty Williamson Monash University and Charles Sturt University, Australia ABSTRACT This paper reports key findings from an interpretive study of Australian banking consumer experiences with the adoption of internet banking. The paper provides an understanding of how and why specific factors affect the consumer decision whether or not to bank on the internet, in the Australian context. A theoretical framework is provided that conceptualizes and links consumer-oriented issues influencing adoption of internet banking. The paper also provides a set of recommendations for Australian banks. Specifically, the findings suggest that convenience is the main motivator for consumers to bank on the internet, while there is a range of other influential factors that may be modulated by banks. The findings also highlight increasing risk acceptance by consumers in regard to internetbased services and the growing importance of offering deep levels of consumer support for such services. Gender differences are also highlighted. Finally, the paper suggests that banks will be better able to manage consumer experiences with moving to internet banking if they understand that such experiences involve......

Words: 12503 - Pages: 51

Mobile Banking

...Problems and prospects of mobile banking in Bangladesh S.M. Sohel Ahmed (Corresponding author) Lalmatia Mohila College Lalmatia, Dhaka-1207, Bangladesh. E-mail: Shah Johir Rayhan Sher-e-Bangla Agricultural University Sher-e-Bangla Nagar, Dhaka-1207, Bangladesh. E-mail: Md. Ariful Islam Regional Statistical Officer Dinajpur, Bangladesh. Samina Mahjabin Department of Management & Finance Sher-e-Bangla Agricultural University Sher-e-Bangla Nagar, Dhaka-1207, Bangladesh Abstract The main objective of the study is to find out the problem and prospect of mobile banking in Bangladesh. For this research primary data were used. This study adopts with descriptive in nature. Total respondents were 120 within that 61 % respondents think it saves time than traditional banking, the highest number of respondents use mobile banking for ‘Air-time top-up’ service, that is 21%, out of 120 respondents 56% replied it is less costlier than traditional banking, 100% respondents did agree that it is speedy, and 38% respondents are upper class. Although this concept is new in Bangladesh but its potentiality is high. From this research, other researchers and policy makers will get an insight about the problems and prospects of mobile banking in Bangladesh. Key words: Problem, prospect, Mobile banking. 1. INTRODUCTION E-business has been continuously growing as a new industry during the last decade (Van Hoeck, 2001). The banking industry has been......

Words: 7353 - Pages: 30

Marketing Concept, effort) on consumptionrelated items. That includes what they buy, why they buy it, when they buy it, where they buy it, how often they buy it, how often they use it, how they evaluate it after the purchase, the impact of such evaluations on future purchases and how they dispose of it. CHAPTER 1 AN INTRODUCTION TO THE STUDY OF CONSUMER BEHAVIOUR 3 Clearly, as individuals we are all unique. However, one of the most important constants among all of us despite our differences is that, above all, we are consumers. We use or consume on a regular basis food, clothing, shelter, transport, education, equipment, holidays, necessities, luxuries, services and even ideas. As consumers we play a vital role in the health of the economy – local, national and international. The purchase decisions we make affect the demand for basic raw materials, for transport, for production, for banking; they affect the employment of workers and the deployment of resources, the success of some industries and the failure of others. In order to succeed in any business, and especially in today’s dynamic and rapidly evolving marketplace, marketers need to know everything they can about consumers – what they want, what they think, how they work, how they spend their leisure time. They need to understand the personal and group influences that affect consumer decisions and how these decisions are made. And, in these days of ever-widening media choices, they need not only to identify their target......

Words: 8990 - Pages: 36

The Banking Concept

...useless content for the next exam. Students go from class to class and semester to semester like robots trying to retain and regurgitate as much information as possible all having the same common goal of graduating. When you take that final step across the stage and go onto your first day of college or your first interview, are you really ready? Is anything you just learned going to be any value, or is it all just a blur of “memorized, narrated content?” In his essay “The Banking Concept of Education,” educator Paulo Freire passionately argues that students who are product of the “banking” system never truly learn the material, but are simply taught to memorize data verbatim without the intent on retaining the information. Freire goes on encouraging that the educators should be challenging the students to think more critically through the use of: applying, engaging and exercising thoughts. Intriguing his audience by capturing them with a clever analogy using the “banking” system. Freire suggests that “education has become an act of depositing, in which the students are depositories and the teacher is the depositor,” (5) emphasizing that the students are never really being engaged to think beyond what they are being taught by their teacher and denying them the right to be an individual. This kind of learning approach he claims does not allow for “partnership” and causes “teacher-student contradiction,” (12) when there is no open communication, they cannot learn from one......

Words: 689 - Pages: 3

Understanding "The Banking Concept of Education"

...Understanding “The Banking Concept of Education” People learn by different methods of teaching: visual, auditory or tactile. A visual learner favors reading or pictures, an auditory prefers listening and a tactile person learns by a hands on approach. (The Learning Styles) In Freire’s excerpt “The Banking Concept of Education”, he describes how the relationship between students and teachers suffer from narration sickness (Freire). Freire explains in today’s modern education the teacher has become the depositors of information and the students are the bank receiving the information. This essay will explain the meaning of Freire’s excerpt and provide an understanding of his two concepts of education, banking and problem posing. Although auditory is a method of learning, Freire argued how education today is more focused on memorization rather than a two-way street of communication. In order for a car to run, it needs a tank full of gasoline; this same theory can apply to Freire’s theory of “The Banking Concept of Education”. He describes how students have been turned into “containers” to be “filled” by the teacher (Freire). This was evident while attending the Non-Commissioned Officer’s Academy in February 2008. During the 5 week Professional Military Education course, the instructors stood at the front of the classroom the students were exposed to what we termed, “death by PowerPoint”. Each day was filled with instructor narration of material that......

Words: 948 - Pages: 4

Banking Concept Response Paper

...Response to “The ‘Banking’ Concept of Education” In response to Freire’s essay, I will be stating what I think is the best concept for education and why I agree or disagree with Freire. What if education today was fully based upon the banking concept? Would education be the same with or without the banking concept, even with the higher level of education? Age groups, the level of education a student is in, and the way that he or she learns intertwines with both problem-posing and the banking concept. I personally think that the banking concept and the problem-posing concept have negative and positive results. My thoughts on the banking concept contradict one another, because it has elements that do not relate to certain age groups but it also has great points about education. I think that age plays a huge role in education because the older a student becomes the higher education and higher knowledge is gained. Students are not always ignorant when it comes to learning new material in education. Freire states, “The teacher knows everything and the students know nothing;” (pg. 217). This quote is true yet untrue; a student in kindergarten cannot give information about World War II, while a student in high school could participate in the class and inform the teacher and his or her peers. I agree with the parts of problem-posing concept, because elements that are included allow the students to interact with the teacher. Freire says, “In problem-posing education, people......

Words: 587 - Pages: 3

Banking Concept

...Relationships Understanding, The “banking” Concept of Education, can be accomplished in many ways. The understanding that I have, could be completely different from the person next to me, my parents, or from my teachers’ point of view. In the reading, Freire gives multiple examples of the different branches of the “banking” concept. He talks about the flaws that are in the current education system. Offering a different approach that he thinks will help with the teaching/learning problem in the current classroom. That problem being the limitation of “depositing” information by teachers to students. Rarely vice versa. The concept of the “banking” method of teaching, doesn’t help a student truly grasp the concepts being taught. Freire says, “the assumption of a dichotomy between human beings and the world: a person is merely in the world, not with the world or with others; the individual is a spectator, not re-creator” (321). What I think Freire means is, that the banking concept places a rift between a person and the world. The human is the world. The world is the human. Not allowing the student to be true to his/her self while learning because supposedly, only one way of learning is correct. I feel translates to how those lessons are used in the real world. The concept doesn’t allow for the person to draw any connections from their personal lives to the world. We are all observers in this world, teachers and students. I feel that the banking concept is changing people......

Words: 598 - Pages: 3

Paulo Freire: ‘Banking’ Concept of Education

...Paulo Freire: ‘Banking’ Concept Of Education Paulo Freire is saying that the teacher-student relationship is poor because of the fact that the teacher is just narrating about the subject of which the students are just listening and are not really involved. Freire is knowledgeable on the subject that the teacher is narrating, but the students are having troubles understanding the narration because of the words that the teacher speak of being foreign to them. If the teacher would go more into detail about the subject and not just lecture about a portion of the subject but get the students involved, they would not feel so alienated on the subject. Students can’t learn much just by memorization and repeating what they see or hear such as, “four times four is sixteen; the capital of Para is Belem.” “The student records, memorizes, and repeats these phrases without perceiving what four times four really means, or realizing the true significance of “capital” in the affirmation “the capital of Para is Belem, “that is, what Belem means for Para and what Para means for Brazil.” In which I totally agree on because all through school I was a student that would just copy or say the subject without really learning what I was copying or saying. Students are similar to empty receptacles, and teachers knowledge is what goes into the receptacles the more the teacher teaches the students the more the empty receptacles ( the students ) will fill with the knowledge of the subject of......

Words: 345 - Pages: 2