National Healthcare

In: Social Issues

Submitted By jordanzzz
Words 1275
Pages 6
 The idea of national healthcare is one of good intention, but also carries unintended burdens that rest squarely on the shoulders of middle class America. Healthcare for all is a dream in and of its own, thought up by the far left politicians of the modern era, that provides insurance to everybody who requires it, but still keeps healthcare financially out of reach for many. Providing ultra- low cost health insurance to low income Americans has driven up deductibles while keeping monthly premiums low for the middle class to create the guise of affordability, when in reality it has further widened the gap between patient and care. A national healthcare policy is a piteous choice as the healthcare platform for the United States because providing a national healthcare initiative strains the middle class family financially, weakens the national economy, and is a breach of individual rights guaranteed to all citizens. The national healthcare policy mandated by the United States government has unfairly placed a financial strain on middle class families. “The average deductible for an Obamacare bronze plan – with an actuarial value of 60 percent – is $5,181 for single coverage and $10,545 for family coverage.'' (SRCP 2015) For example, in addition to monthly premium payments, a family enrolled in an on market health insurance plan must cover 40 percent of medical treatment until the $10,545 deductible is covered. This figure equates to roughly 25 percent of the yearly income for a family earning $40,000. Many middle class families simply cannot see the value in this expenditure, opting to say off the marketplace entirely. This action results in a year end fine maximum of approximately 2,000$ in addition to any other out of pocket healthcare cost incurred throughout the year. Furthermore, in order to keep premiums as low as possible, healthcare networks have…...

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