Creativity Techniques

In: Business and Management

Submitted By aynfrith
Words 1012
Pages 5
APPLICATION OF CREATIVITY TECHNIQUES

Challenge: Financial literacy education is a much needed but underrepresented resource

By shifting the perspective we can better understand why this important component of learning is missing for many Americans. Disparate resources are available in abundance on the internet, so many might feel there is no need to seek out or pay for a structured learning option. Many might feel handicapped limited by their own understanding of the financial space, becoming a living illustration for ‘you don’t know what you don’t know’. Some might simply lack the discipline to carve out time to manage their finances or make and manage investment plans. We can overcome some of these challenges by creating a program with a low barrier to entry, providing a more structured learning resource, and guaranteeing that some of the program elements allow for tangible realization to serve as its own proof of concept thus allowing for continued attention devoted to financial literacy.

Challenge: What is the best way to structure financial literacy programs

Application of the SCAMPER technique:

Substitute | Can format be changed?Can emotional stigma about financial education be changed? | Can it be taught on demand online? Can it be offered as structured courses vs. unstructured on demand info? Can it be seen as an asset rather than ‘scary big black box’? Can we get kids excited about learning about personal finance management?Can it be delivered within parameters of gamification and turned into entertainment? Can ‘quests’ be set up instead of tests, to teach principles, and practice them. | Combine | What could be combined? Packaged with other learning? | Add to school curriculum, teach along side economics, offer as a training requirement prior to participating in student run organizations, offer discounts for business magazine…...

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